Highnote is the Platform Built for Card Issuance
Highnote offers everything you need to issue any type of card and the flexibility to customize to your business.
Issuing
Create payment cards and accounts for your customers and embed the experience in your existing app or website.
Virtual Cards
Issue single-use or multi-use virtual cards and create customizable payments in a matter of milliseconds.
Physical Cards
Customize cards and mailers, use your own branding, and control where and how cards can be used.
Tokenized Cards
Push cards to digital wallets for immediate access and to enable contactless payments in-person.
Card Management
Instantly turn cards on and off, adjust spending parameters, and manage your card product.
Bank Accounts
Create bank accounts for your account holders and enable bank transfers and payments. Banking services provided by partner banks, members FDIC.
Processing
Highnote provides unparalleled control, flexibility and transaction speed.
Spend Rule
Quickly reduce fraud by limiting the amount and location of transactions.
Rich Transaction Data
See all the data on your transactions and generate insights into card usage.
Collaborative Auth
Implement custom logic to control every authorization on your cards.
Ledger
Highnote provides you direct, API access to our ledger. Know where your money is in real-time and unlock data-rich capabilities.
Any Card, Every Event
Complete debit and credit entries for every event across your accounts.
Real-time Balances
Real time balances for revenue, fees, customer accounts, and available funds management.
Data Your Way
Get the data the way your financial operations team needs it, when they need it, without complicated spreadsheets.
Financial Operations
Highnote allows you to quickly make decisions with real-time transaction data to identify patterns and outliers.
Real-time Notifications
Notifications can be used to complete asynchronous flows, monitor for changes or alerts, or to shuttle data into third-party systems such as an analytics dashboard.
Reconciliation Reports
Simplify and accelerate how you reconcile transactions through our API and Dashboard. Our reports work with the tools your team already uses.
Compliance
Highnote’s platform meets the highest certification standards to help reduce compliance burdens for your business and keep transactions safe.
Minimized PCI Compliance
Highnote handles all the sensitive information and provides SDKs to keep card data off your systems.
PCI DSS Level I
Highnote is PCI DSS Level I certified. We design our systems and processes to minimize your scope.
Know-Your-Customer Included
Receive you customer or know-your-customer results on account holder creation.
Streamlined Collateral Management
Highnote provides templates for collateral and reduces the complexity of managing a card program.