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Card Interchange Activity Report
This report contains transaction level card interchange and settlement activity across all financial accounts for your organization.
Please note that ATM and manual cash-related transactions, such as withdrawals, deposits, and balance inquiries, are excluded from this report because they are billed differently.
Data for this report is available as follows:
- Earliest available: September 1, 2023 and after
- Latest available: Five (5) days from today
| Field Name | Data type | Description |
|---|---|---|
| posted_date_time | DateTime (ISO 8601: YYYY-MM-DDTHH:MM:SSZ) | The date when the transaction was posted to the financial account. |
| platform_settlement_date | Date | The date when the transaction was settled on the platform, 8 PM ET cutoff. |
| card_product_id | String | Unique identifier for the card product. |
| card_product_name | String | Name of the card product with the ledger entry. |
| payment_card_id | String | Unique identifier for the card. |
| processing_network_code | String | Card transaction network. Possible values are VNT (Visanet), MCC (Mastercard Dual Message), MDS (Maestro Single Message), PUL (PULSE), MPS (Moneypass). |
| financial_event_id | String | Unique identifier for the financial event. |
| financial_event | String | Categorizes the activity of the financial event (e.g., AUTHORIZE_AND_CLEAR, REVERSAL, CLEAR). |
| transaction_id | String | Transaction lifecycle identifier. For example, two transaction events (AUTH and CLEAR) make up one complete transaction lifecycle, so both events will have the same transaction lifecycle id. Multi-clearing transaction events with different financial_event_ids will share the same transaction_id. |
| transaction_settlement_amount | Decimal | The amount of the transaction that was settled. A positive entry is a debit transaction, for example, purchases. A negative entry is a credit transaction, for example, returns. |
| transaction_settlement_amount_currency_code | String | The ISO 4217 currency code representing the currency of the settlement amount. |
| interchange_amount | Decimal | The interchange amount for the transaction. Positive for income. Negative for expense. |
| interchange_amount_currency_code | String | The ISO 4217 currency code representing the currency of the interchange amount. |
| network_interchange_rate_code | String | A code provided by the card network that denotes the interchange category or rate applied to the transaction. Only available for VNT and MCC. |
| merchant_category_code | String | Merchant Category Code (MCC) is a four-digit number listed in ISO 18245 for retail financial services. MCC is used to classify the business by the type of goods or services it provides. |
| merchant_name | String | The name of the merchant where the transaction took place. |
| merchant_description | String | The name of the location where the transaction took place. |
| merchant_country | String | The ISO3166 Alpha3 Country code representing the country where the merchant is located. |